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Buying a farm: the complete guide

Published at August 21, 2024 by Bernard Charlotin
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Buying a farm: the complete guide

Updated on 8 April 2026: Find the most recent data on land prices on our Land Price Observatory (DVF data 2020-2025), which presents average and median prices and transaction ranges for your region and each department.

Updated on 2 September 2026: "The SAFER's right of pre-emption" section updated following Law No. 2026-796 of 18 August 2026.

Are you looking for a farm for sale?

Buying a farm is a process that can be complex and that is a decisive step in a life project.

In this article, we present all the important points you need to know to make your farm acquisition project a success. For each section, you will find a list of complementary articles to help you complete your information.

Contents
1. Finding a farm for sale
1.1 Family takeover
1.2 Setting up outside the family
2. The price of a farm
2.1 How much does a farm for sale cost?
2.2 Additional investments
2.3 Ancillary costs of buying a farm
3. Agricultural training
3.1 Why train in agriculture?
3.2 What agricultural qualification do you need to set up as a farmer?
4. The Rural Lease
5. Financing the purchase of a farm
5.1 Self-financing
5.2 Bank financing
5.3 The forecast study
5.4 Setting-up grants
5.5 Other sources of financing
6. Taxation and social security contributions
6.1 The MSA, the agricultural social security scheme
6.2 Income tax regimes
6.3 Agricultural VAT
7. The legal dimension
7.1 The legal status of the farm
7.2 The preliminary sales agreement
8. Diversification in agriculture
9. Planning
10. The steps involved in buying a farm
10.1 The stages of your farming project
10.2 Registration with the business formalities centre
10.3 The Structures Control
10.4 Classified Installations
10.5 The SAFER's right of pre-emption
10.6 Insuring your farming activity
11. In conclusion

Finding a farm for sale

Finding a farm is not always easy, especially if you are not lucky enough to be a farmer's child and/or you cannot take over the family farm.

Family takeover

The majority of new farmers (around 2/3) still set up within the family. While finding a farm to take over may seem simple, it is frequently done in the context of an expansion and a partnership.farm

The "classic" path is often as follows: the young farmer takes over a neighbouring farm or agricultural land and goes into partnership with their parents. The expansion increases the overall income of the farm, which is then shared between parents and children.

A very detailed knowledge of the neighbourhood is an asset when it comes to contacting potential sellers close to the family farm. Financing the takeover is made easier by being backed by the family farm.

The transfer of the family farm then takes place when the parents retire. This phase can nevertheless prove complex, as it requires very broad thinking, particularly from a financial and asset perspective:

  • What valuation for the farm being transferred?
  • Should a gift with division of assets (donation-partage) be considered?
  • How to ensure fairness between the child taking over the farm and the others?
  • How can the young successor finance the takeover?
  • What income for the parents in retirement (pension, land rental, etc.)?
  • How to manage the workload after the parents step back?

It is therefore not something to be improvised; on the contrary, it needs to be planned ahead. Calling on outside advisers (accountancy firm, notaries, banks, chamber of agriculture) is valuable, as it will help you ask the right questions.

Setting up outside the family

A neologism designates people who wish to become farmers without coming from a farming background: NIMA – Non Issus du Milieu Agricole (not from a farming background). The existence of this term clearly expresses the specific characteristics of this group, whose first difficulty is finding a farm to take over.

While the press reports on the major challenge of generational renewal in agriculture, one might think it is easy to find farms to take over.

This is not the case, as the majority of farms are taken over either within the family or as part of an expansion. Pressure on land therefore remains strong overall throughout France.

The number of farms thus fell from 490,000 in 2010 to 390,000 in 2020. At the same time, the average farm size increased from 55 to 69 hectares (Source INSEE – Number of farms).

You therefore need to use all existing services to find a farm for sale. Here are a few of them:

  • The Répertoire Départ Installation (Departure-Setting-up Directory): Managed by the chambers of agriculture, it lists a large number of farms to take over or companies looking for partners.
  • Propriétés rurales : This is the website for properties sold through the SAFER
  • Ma-propriete-agricole.fr : our site lists a very large number of listings for farms to take over. These listings are published either by farmers or by property professionals (estate agencies, notaries, land experts, etc.)
Find out more:

The price of a farm

How much does a farm for sale cost?

The sale price of farms varies enormously. By way of example, on our site you can find arable farms of several hundred hectares for sale at prices well above 5 million euros.field with tractor

Conversely, you will also find farms for less than 100,000 euros comprising a few hectares of land and small farm buildings.

Most often based on an asset-based approach, the price will depend both on the size of the farm to be purchased and on the various elements that make it up:

  • The agricultural land
  • The farm buildings
  • The farm equipment
  • The livestock present (for livestock farms)
  • Stocks (crops in the ground, harvested produce, raw materials, etc.)
  • The presence of a dwelling house

To assess the land component, refer to our land price observatory, which summarises actual transactions from DVF data: in 2024, the national average price is €6,038/ha, with very strong regional disparities (from €2,904/ha in Bourgogne-Franche-Comté to €13,007/ha in PACA).

In Brittany, the average price of a farm is thus close to €300,000 (for an individual farm set-up). This average conceals major disparities depending on the size of the farm taken over and the intended production. For example, the average cost of a dairy farm was €687,000 in 2023 (source – CRÉATION - REPRISE - TRANSMISSION / Key figures 2023).

The purchase price of a farm must therefore be considered in light of each project, the profitability of the farm, the means of production required and local prices, which can vary considerably.

Additional investments

Buying a farm may require additional investment. Depending on your project, you may need to convert buildings, acquire additional equipment or livestock, etc. You absolutely must calculate the amount of these investments from the moment of your initial purchase.

Some of these investments may be compulsory in order to comply with standards (classified installations, livestock health protection, electrical compliance, etc.)

The same applies when buying the dwelling house, for which it may be necessary, for example, to install a new individual sewage system.

Ancillary costs of buying a farm

In addition to the purchase price of a farm, you will certainly have additional costs:

  • Agency fees: generally between 4 and 7% of the sale price. They are sometimes paid directly by the seller.
  • Notary fees: when signing the authentic deed of sale, you must pay deed fees which include registration duties (5.89% of the value of the buildings) plus disbursements and the notary's fees, i.e. a total of between 7 and 8% of the price
  • Loan and guarantee costs: Financing may require guarantees such as a mortgage, which increases the amount of notarial deed fees.
  • Carrying out an economic study: This will be essential if you need to obtain bank financing. You will need to call on an adviser from the Chamber of Agriculture or an accountancy firm to carry out this forecast study.
  • Consultancy fees: for support with setting up, the choice of legal structure, the setting-up procedures, etc.

Find out more:

Agricultural training

Why train in agriculture?

It is entirely possible to become a farmer without an agricultural qualification. But the path will undoubtedly be harder.

Having a qualification will make it easier to obtain:

  • Bank financing
  • Setting-up grants
  • Administrative authorisations (farming authorisation, etc.)

The investment required to buy a farm is high. You will probably need external financing for this purchase.agricultural field

A bank will lend you money if your project is viable (economic study) and if the risk is limited.

Crop and livestock farming are highly specialised activities that require technical skills. The banks you approach will therefore look closely at your skills, which are the result of your training and experience.

Training is therefore a guarantee of competence that reduces risk and will make it easier to obtain a loan.

What agricultural qualification do you need to set up as a farmer?

To be eligible for setting-up grants, you must hold the Agricultural Capacity. This is obtained either through professional experience or through an agricultural qualification of at least level IV.

This means a qualification such as:

  • Baccalauréat (vocational or technological)
  • Brevet Professionnel (vocational certificate)

The range of agricultural training courses is very wide and is provided by numerous public and private institutions throughout France.

It is possible to take a Brevet Professionnel de Responsable d'Exploitation Agricole (Farm Manager Vocational Certificate) as part of continuing education. You can also validate certain Capitalisable Units (UC) through Accreditation of Prior Experiential Learning (VAE).

If you only have a level III agricultural qualification (CAPA, BEPA, BPA), you will need to prove at least 24 months of professional agricultural activity over the last 3 years.

Without a level III or IV agricultural qualification, you must prove at least 40 months of professional agricultural activity over the last 5 years.

Find out more:

The Rural Lease

You cannot talk about buying a farm without addressing the question of rural leases (articles L411-1 et seq. of the Rural Code). More than half of the agricultural land in France is farmed under the tenant farming statute.

Buying a farm rarely happens without leasing part of the land. This may be a choice by the owners, who wish to receive rent. Or it may be a necessity under the financing plan.

It can indeed be difficult to buy all of the land when setting up. Using bank financing to buy land generally costs more than paying rent.

We have devoted a series of articles to the specific regulations governing rural leases, which we invite you to consult to complete your information.

The main points to remember:

  • Presumption of rural lease: a paid rental of agricultural property is a rural lease, even in the case of a verbal lease
  • Minimum term of 9 years: the lease may be longer but not shorter
  • Automatic right to renewal of the lease: the lease is renewed in favour of the tenant farmer at the end of the initial term
  • Rent control: rent for agricultural land is regulated by minimum and maximum amounts set at the level of each department
  • Rent indexation: changes in rent are defined by a national index
  • A plan to sell the land is not grounds for terminating or not renewing the lease
Find out more:

Financing the purchase of a farm

This is a key stage in the process of buying a farm. Against the overall requirement of your investment (purchase price, additional investment, ancillary costs), you need to find equivalent financial resources.grass field

Self-financing

Self-financing is the savings you invest in your project. There is no regulatory minimum for self-financing, but banks would like project holders to have self-financing of around 20%.

Bank financing

Banks are the primary financers of agricultural projects. While all credit institutions can support an agricultural project, certain banks (Crédit Agricole, Crédit Mutuel, Banque Populaire, etc.) have dedicated departments with specialist advisers.

They are therefore able to understand your project, support you and advise you.

The forecast study

As part of the review of your financing application, you will need to submit a multi-year forecast study, also known as a Business Plan. This document, prepared by a professional, aims to verify that the future profitability of your farm will enable you to meet your expenses, repay your loans, pay yourself a salary and cope with additional investment needs.

Setting-up grants

Agricultural capacity allows you to apply for Young Farmer grants if you are under 40.

You will need to follow a pathway that includes drawing up a Personalised Professional Project and presenting a Business Project (4-year economic study).

The specific setting-up grants include:

  • A Young Farmer Grant (DJA) of between €8,000 and €36,000 for a full-time farmer
  • A partial exemption from tax on agricultural profits for 5 years
  • A partial exemption from social security contributions for 5 years
  • A possible uplift in Basic Payment Entitlements (the aid paid under the Common Agricultural Policy)
  • ...

The beneficiary must commit to certain conditions for a minimum of 4 years, in particular:

  • Remaining head of the farm
  • Keeping management accounts
  • Implementing their Business Plan

The chambers of agriculture in each department have a Point Accueil Installation (Setting-up Welcome Point) which supports you through all the steps to benefit from these grants.

It is also possible to apply for other grants from:

  • Agricultural cooperatives
  • Local authorities: municipalities, communities of municipalities, departments, regions,

Other sources of financing

You can also draw on other financing solutions:

  • Vendor financing: you pay part of the sale price to the seller in the form of payments spread over time with an interest rate to be definedgrowing money
  • Family loan: you approach relatives to obtain a personal loan
  • Investors: you call on an investor to buy land which they then lease to you. You can also find an investor who provides self-financing by becoming a partner in your company.
  • Land carrying (portage foncier): you call on an organisation that buys the land on your behalf and then leases it to you. You generally benefit from a purchase option after a few years.
  • Crowdfunding: you call on private lenders through online crowdfunding platforms.

We have devoted a series of articles to alternative financing, including land carrying and crowdfunding solutions specific to agricultural projects.

Find out more:

Taxation and social security contributions

The MSA, the agricultural social security scheme

A farmer comes under the social security scheme of the Mutualité Sociale Agricole (MSA) and not the general Social Security scheme.

The particularity of the MSA is that it brings together all of farmers' social protection under a single scheme: health insurance, family benefits, occupational accidents, vocational training and pensions (basic and supplementary).

Farmers' social security contributions are calculated on agricultural income. Your choice of tax regime therefore has a strong impact on the amount of your MSA social security contributions.

CONTRIBUTION REDUCTIONS FOR YOUNG FARMERS

Young farmers benefit from a reduction in their social security contributions spread over 5 years.

 

% exemption

Exemption ceiling

1st year

65%

€3,204

2nd year

55%

€2,711

3rd year

35%

€1,725

4th year

25%

€1,232

5th year

15%

€739

Income tax regimes

Like any business, a farm must declare its profits every year.

There are 3 tax regimes applicable to farmers:

  • Micro-BA
  • Simplified Actual Profit
  • Normal Actual Profit

Micro BA

Small farms can benefit from the Micro Agricultural Profit (Micro-BA) regime. If your receipts do not exceed 85,800 euros, your taxable profit will be equal to 13% of your receipts. You can opt for an Actual Profit regime if you wish.

This regime has the merit of simplicity but can prove disadvantageous if your activity generates a loss in the early years.

Actual Profit

The Actual Profit regime requires full accounting and determines the result as the difference between your income and your expenses.

The Simplified Actual Profit regime requires, as its name suggests, reduced formalities and applies to businesses with receipts of between €82,800 and €352,000.

The Normal Actual Profit regime applies automatically from €352,000 in receipts.

Agricultural VAT

If your receipts exceed €46,000, your activity will be compulsorily subject to VAT.

In this case, you will need to declare the VAT paid on your expenses and the VAT collected on your sales. If you have collected more VAT than you have paid, you must repay this amount to the Treasury. Conversely, if you have paid more VAT than you have collected, the Treasury will refund you the difference.

You can choose between annual, quarterly or even monthly returns.

If your receipts are below €46,000, you benefit from the flat-rate refund regime, which allows you to receive a payment from the State proportional to your receipts.

The options for the various tax and VAT regimes are chosen at the time of registration with the CFE. It is therefore necessary to have chosen the right regime. The safest solution is to contact an accountancy firm that will support you in choosing the regimes and completing the formalities.

The legal dimension

The legal status of the farm

You must choose the legal status of your business: sole proprietorship or company.

If you are carrying out a project with several people, choosing a company will be almost automatic and will also have implications for your tax and VAT situation.

If you are on your own, setting up a company is nevertheless an option, in particular to separate your private assets from your business assets.

While certain companies are specially adapted to the agricultural sector (GAEC, EARL, etc.), you can nonetheless carry out your farming activity through a civil company, an SARL, etc.

The choice of your legal regime must be thought through before starting. It is essential to seek support from advisers at the Chamber of Agriculture, an accountancy firm, a lawyer or a notary.

The preliminary sales agreement

This is an important stage in the process of buying a farm. It is the signing of your commitment to purchase the property.

Whether drawn up by a lawyer, a notary or an estate agent, you must examine this contract carefully.

Find out more:

Diversification in agriculture

More and more farmers are developing side activities in order to diversify and secure their income.

Rural tourism is one of the most common forms of diversification. The presence of old farm buildings makes it possible to develop accommodation activities (rural gîtes, bed and breakfasts). A location close to tourist attractions is an asset for developing this type of activity.

We have written specific articles for these tourism projects:

Processing and direct sale of agricultural products are also among the most common forms of diversification. These are projects that often require fairly substantial investment (processing facility, sales premises, etc.) and sufficient labour.landscape of fields

Organic farming and agroecology, more than diversifications, are sustainable farming practices that are more respectful of the environment. They can help secure income and be a prerequisite for other diversifications.

Energy production through photovoltaic or anaerobic digestion installations is also increasingly present on farms. While photovoltaic installations are relatively simple to set up (limited risk, no labour requirements), anaerobic digestion units are fully-fledged business projects requiring very substantial investment and significant labour requirements.

Be careful: diversifying your activity can have tax consequences. If your non-agricultural activity exceeds certain thresholds, you may have to legally separate these activities or become subject to Corporation Tax.

Find out more:

Planning

Agriculture is a specific activity carried out on an equally specific territory, which is particularly the case from a planning perspective.

Zones A thus define the agricultural zones in Local Urban Plans (PLU). In order to protect agricultural activity and prevent urban sprawl, only buildings linked to agricultural activities are permitted in these areas.

The construction of dwelling houses, industrial buildings, etc. is therefore prohibited there. Only farmers may, under certain conditions, build a dwelling house in an agricultural zone.

The Net Zero Land Take Law (Zéro Artificialisation Nette) aims to limit the consumption of agricultural land for housing and industry. It will therefore become increasingly difficult to obtain a change of use from agricultural land to building land.

Find out more:

The steps involved in buying a farm

The stages of your farming project

Here is the chronological sequence of all the stages that will enable you to launch your farming activity:

  • Define your project
  • Find the location for your farm
  • Buy or lease land
  • Carry out a forecast study
  • Finance the project
  • Choose the status of the farm and the farmer
  • Obtain the necessary authorisations
  • Register your farm with the CFE
  • Start the activity

You are the one driving the project, which will naturally evolve as your thinking progresses and as you discuss it with your partners. However, it is essential to set a clear course with the most important elements of your project.

Registration with the business formalities centre

When you start your farming activity, you must register with the Centre de Formalités des Entreprises (CFE – Business Formalities Centre).

This formality, which used to be carried out through your Chamber of Agriculture, must, since 1 January 2023, be completed online on the website https://formalites.entreprises.gouv.fr, which is managed by the National Institute of Intellectual Property.

The CFE acts as a one-stop shop and allows you to declare your activity to:

  • INSEE, to obtain your SIRET and SIREN numbers,
  • The MSA, for your affiliation file,
  • The Tax Office, for your tax options,
  • The EDE (Departmental Livestock Establishment) for your livestock activity
  • Customs, for winegrowers,
  • The Commercial Court Registry, if you set up a company,
  • The Register of Active Farmers, an official document providing proof of your activity,

There are several forms to complete, which will depend both on the legal status of your farm and on the tax regime you have chosen. Before registering with your department's CFE, you must therefore have finalised all the elements of your project.

The Structures Control

The Structures Control is a set of regulations that issues the authorisations allowing agricultural land or off-land livestock production to be farmed.

This procedure, which takes several months, requires an application for farming authorisation to be submitted to the Departmental Directorate for Territories and the Sea (DDTM) of your department.

The DDTM examines your file and publishes a notice in order to identify any competitors to your application.

Below a departmental surface area threshold, your project may be subject to a simple declaration and then pose no difficulty.

Once the notice period has elapsed, your application is examined. In the event of competing applicants, the farming authorisation will be granted to the applicant meeting the priority criteria, determined at the level of your department.

This is therefore a crucial phase for the success of your project.

Classified Installations

The regulations on Classified Installations for Environmental Protection (ICPE) aim to manage industrial and agricultural risks in order to protect the environment and health.

To find out whether your activity requires a procedure under the ICPE regulations, you need to consult a nomenclature that determines the activities concerned as well as the production thresholds.sunflower field

There are mainly 3 regimes under the ICPE regulations:

  • Authorisation: this is the strictest level, requiring lengthy and burdensome formalities
  • Registration: this is an authorisation regime but with
  • simplified formalities
  • Declaration: the most flexible regime, requiring few formalities but nevertheless requiring compliance with specific requirements.

An agricultural activity not covered by the Classified Installations regulations will nevertheless have to comply with the requirements of the Departmental Health Regulations, but without requiring any specific prior formalities.

The SAFER's right of pre-emption

The SAFER is a company entrusted with a public service mission, which aims to control who has the right to buy agricultural property.

As part of its mission, the SAFER has a right of pre-emption which allows it to substitute itself for a buyer named in a contract in order to acquire the property in their place and then resell it to a buyer it considers to have priority.

After the signing of a preliminary sales agreement, the notary therefore notifies the proposed sale to the SAFER, which has 2 months to notify its decision to pre-empt. No response means no pre-emption.

Since Law No. 2026-796 of 18 August 2026, this period may be suspended if the SAFER requests to inspect the property; it resumes after the inspection or after the owner's refusal, and the SAFER then has at least one month. Allow for up to 3 months of uncertainty in your schedule. The same law requires a separate notification when the sale includes both pre-emptable property and non-contiguous property that is not pre-emptable: if the farm you are buying combines a dwelling house and plots located away from the farmstead, these plots can be pre-empted on their own, without the seller being able to require the SAFER to purchase the whole. The preliminary sales agreement must then include a condition precedent linking the lots. The mechanism, its exceptions and its limitations are detailed in our article Partial SAFER pre-emption: what the 2026 law changes. For how pre-emption works in general, see What if the SAFER pre-empts?.

Note that SAFER control also applies to partial sales of shares in agricultural companies since the implementation of the Sempastous Law.

Insuring your farming activity

You will of course need to insure your buildings and equipment. It is also advisable to take out comprehensive business insurance that includes professional civil liability cover.

Becoming a farmer today is a profession that requires very broad skills, well beyond agricultural techniques alone. This administrative dimension of the farmer's job should not be overlooked, even if you will find service providers to support you.

The chambers of agriculture, and in particular the Point Accueil Installation, are able to direct you to the relevant services and contacts. Note that the Business Formalities Centre allows you to initiate your registrations with the main administrative services, which reduces the risk of oversights.

CROP INSURANCE

Supporting farmers towards better risk management is one of the aims of the public authorities, through the introduction of crop insurance and mutual funds.

From 1 January 2023, a universal scheme for compensating crop losses resulting from climate hazards has been put in place, with 3 levels:

  • Low-intensity risks borne by farmers.
  • Pooling of risks through a crop insurance contract, with State aid (up to 70%) to take out this insurance.
  • Guaranteed compensation by the National Fund for Agricultural Risk Management (up to 600 million euros per year) for so-called catastrophic risks, with improved compensation for farmers who have taken out insurance.
Find out more:

In conclusion

Through this article and the additional resources we offer, you will have the main elements you need to build your farm purchase project.

It is a project which, in addition to technical farming skills, requires business management skills.